Spending!

If you make saving money a lifelong habit, it can help relieve the stress of managing your money.

As you make saving a priority, you will begin to automatically research prices before you go to the store. This will help stop impulse purchases and make you more aware of what you are spending. You can also build your savings automatically with a monthly transfer of the amount you want to save. The important thing is to start small and incorporate these habits into your daily life. You can't expect your financial situation to change until you make saving a priority.

Having savings will also provide you the means to reach your financial goals.

If you are not regularly saving money, it's not too late — here is a plan that can take you from an empty account to a healthy nest egg and change the way you handle your money.