Happy New Year from American Title Loans to you and your families. The start of the new year is a good time to reflect over the past year and set new resolutions for the year. Before you prepare yourself for the new year, you can take out time to look back on the past year to find out what worked, and what did not work. Every moment is a fresh beginning. Life's not about expecting, hoping and wishing, it's about doing, being and becoming. Enjoy every moment with family and friends to the fullest.